Certified Wind Mitigation Inspection in Fort Myers, FL

Are You Looking for a Professional Wind Mitigation Inspection in Fort Myers? Coastal Home Inspectors delivers the thorough, trustworthy evaluation you need. We combine cutting-edge diagnostic tools with a reasonable price and an unmatched lowest price guarantee to protect your budget. Contact our top-rated inspectors to get your comprehensive report immediately.

Maximize Your Savings

Protect Your Southwest Florida Home and Your Wallet

Florida law requires insurance companies to offer premium discounts for homes with certified wind-resistant features. We provide the precise documentation you need to claim these credits.

Living in Fort Myers means preparing for severe tropical weather, hurricanes, and high wind events. Thankfully, many homes feature structural reinforcements designed to withstand these intense forces. However, insurance providers will not give you premium credits based on your word alone—they require an official OIR-B1-1802 inspection form signed by a licensed home inspector.

Coastal Home Inspectors specializes in windstorm mitigation inspections across Lee County. We thoroughly document your property’s construction techniques, roof geometry, and opening protections. This quick, non-invasive inspection frequently saves homeowners hundreds—or even thousands—of dollars on their annual insurance premiums.

Inspection Checklist

What Does a Wind Mitigation Inspection Cover?

We examine seven specific construction features regulated by the Florida Office of Insurance Regulation to determine your safety discounts:

Roof Building Code

We verify the exact year your roof was installed and determine if the construction complies with the strict 2001 Florida Building Code or later standards.

Roof Covering

Our inspector identifies the type of roof covering (asphalt shingles, metal sheets, concrete tiles) and checks its current condition and uplifting resistance.

Roof Deck Attachment

We determine the type of roof decking used (plywood or OSB) and measure the size and spacing of the nails or staples to see how securely it fastens to the trusses.

Roof-to-Wall Connection

We inspect the metal hardware connecting your roof trusses to the exterior walls. We identify whether your home uses toenails, metal clips, single wraps, or double wraps.

Roof Geometry

We evaluate the shape and slope of your roof. Hip roofs (which slope downward on all sides like a pyramid) naturally resist wind uplift and receive the highest insurance discounts.

Secondary Water Resistance (SWR)

We check for a sealed roof deck, which utilizes a specialized self-adhering polymer underlayment to prevent water from entering your home if shingles blow off.

Return On Investment

An Inspection That Pays For Itself Immediately

A wind mitigation report is one of the only home service investments that actively returns money back to your bank account.

The cost of a wind mitigation inspection is incredibly modest compared to the recurring yearly savings it provides. In Southwest Florida, wind credits can slash your windstorm insurance policy costs by up to 30% to 50%.

If you are currently buying a home, your real estate agent will tell you that a wind mitigation report is essential during the closing period. If you already own your home, changing insurance carriers or upgrading your roof requires a fresh report to ensure you maintain your hard-earned discounts.

Simple & Fast

How We Deliver Your Savings in 3 Steps

We make gathering your insurance credits as effortless as possible.

01

Quick On-Site Evaluation

We spend roughly 30 to 45 minutes at your property, gaining access to the attic space and photographing your exterior openings.

02

Next-Day PDF Delivery

We complete and sign the official state form, compiling all required photo evidence into a clean PDF document within 24 hours.

03

Instant Insurance Submission

You simply forward our electronic report directly to your insurance agent. They will apply your credits and adjust your policy premium immediately.

Why Choose Us

Decades of Fort Myers Construction Experience

Accurate documentation matters. A single missed clip or nail pattern could cost you hundreds of dollars in lost annual credits.

Deep Structural Knowledge

Owned by Robert Stewart, a former Certified Building Contractor with over 25 years of local hands-on construction experience.

Florida Code Experts

We understand how local construction codes evolved before and after major storms, ensuring we accurately identify every qualifying safety feature.

Bundled Savings

Save money instantly on service fees when you bundle your wind mitigation report with a full home inspection or a 4-point inspection.

FAQ

Answers to Your Questions

Have a question not listed here? Call us at (239) 707-6471 to speak directly with our team.

No. A wind mitigation inspection only identifies features that qualify you for discounts. It never results in premium increases or penalties, making it a completely risk-free evaluation.

In the state of Florida, wind mitigation inspections remain officially valid for five years from the date of the report, provided you do not alter the roof structure.

Yes, absolutely. New roofs built under modern Florida building codes feature vastly superior underlayments and nailing patterns. Getting a new inspection right after installation maximizes your insurance savings.

Yes, individual condo units qualify for wind credits. If your homeowners association does not provide a master wind mitigation report for the entire building, we can inspect your specific unit and openings to secure your individual discounts.